C.C.S.M. c. I40
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| PART XII
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| 326 and 327
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| PART XIII
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| MUTUAL INSURANCE COMPANIES
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| 328(1)
| Application of Part
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| (2)
| Provisions of this Part to prevail
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| 329
| Limitation on mutual insurance company business
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| CONTRACTS
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| 330
| Duration of policies
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| 331
| Commencing business
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| 332
| Policies and applications
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| RATES OF INSURANCE
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| 333(1)
| Rates and amount
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| (2)
| Rates of hail insurance in special areas
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| 334
| Reinsurance
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| 335
| Minimum fire rates
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| CANCELLATION AND TRANSFER OF CONTRACTS
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| 336
| Liability of insured on cancellation
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| 337(1)
| Assignment of policy
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| (2)
| Assignment as collateral security
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| PREMIUM NOTES AND ASSESSMENTS
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| 338
| Premium rates
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| 339
| No lien on land
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| 340(1)
| Premium part cash
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| (2)
| Surplus of assessments
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| 341(1)
| Assessments
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| (2)
| Notice of assessment
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| (3)
| Requirements of notice
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| 342
| Assessments in hail companies
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| 343(1)
| Non-payment of assessment voids policy
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| (2)
| Liability continues
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| 344
| Assessments to be proportionate
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| 345
| Suit for assessment
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| 346
| Certificate of insurer evidence
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| 347
| Surrender of note
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| LOSSES UNDER CONTRACTS
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| 348
| Retention of amount of note
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| 349
| Execution against insurer
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| 350
| Setting off debts against hail losses
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| 351
| Deduction
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| RESERVE AND GUARANTEE FUND
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| 352(1)
| Creation of reserve fund
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| (2)
| Application against losses
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| (3)
| Property in reserve fund
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| 353
| Reserve fund of hail companies
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| PART XIV
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| RECIPROCAL AND INTER-INSURANCE EXCHANGES
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| 354
| Definitions
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| 355
| Authority for exchange of reciprocal contracts of insurance
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| 356
| Subscribers not insurers
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| 357(1)
| Execution of contract
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| (2)
| Who may maintain action
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| 358
| Declaration by members of exchange
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| 359
| Licence
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| 360
| Evidence before issue of licence for
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| 361
| Service of process
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| 362
| Statement of maximum indemnity
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| 363(1)
| Exchange must maintain a reserve fund
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| (2)
| Exchange must maintain a guarantee fund
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| (2.1)
| Funds must have separate assets
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| (3) and (4)
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| (5)
| Deficiency
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| (6)
| Use of funds supplied to make up deficiency
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| (7)
| "Approved securities"
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| 364(1)
| Investment of surplus and reserve
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| (2)
| Proof of investment in case of other companies
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| 365(1)
| Contracts for subscribers only
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| (2)
| Reinsurance
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| 366(1)
| Attorney not to act until licence granted
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| (2)
| Penalty
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| 367(1)
| Suspension or cancellation of licence
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| (2)
| Publication of notice
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| 368
| Fire insurance in unlicensed exchange may be effected out of Manitoba
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| 368.1
| Regulations
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| PART XV
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| AGENTS, BROKERS AND ADJUSTERS
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| INSURANCE AGENTS
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| 369(1)
| Not to act without licence
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| (2)
| Selling annuity contracts
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| 370(1)
| Application for
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| (2)
| Approved of
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| (2.1)
| Exception re approval
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| (3)
| Who may approve
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| (3.1)
| Duty of care of person or insurer giving approval
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| (4)
| Proof of liability insurance required on application
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| 371(1)
| Issue of licence
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| (1.1)
| Liability insurance required
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| (2)
| Refusal of licence
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| (3)
| Restriction on issue of licences
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| (4)
| Certificate of authority of corporation, etc., and naming of operating agent
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| (5)
| Restriction thereon
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| (6)
| Substitution of "licence" etc., for "certificate of authority"
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| (7) and (8)
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| (9)
| Regulation prescribing functions of agent
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| (10)
| Agent may hold out as broker
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| 372
| Classes of licences
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| 372.1(1)
| Failure to have liability insurance
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| (2)
| Notice to superintendent
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| 373(1)
| Expiry and renewal of licence
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| (1.1)
| Proof of liability insurance required on renewal
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| (2)
| Where agency terminated
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| (2.1)
| Approval of reinstatement of licence
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| (3)
| Regulations to alter renewal date
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| 374
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| 375(1)
| Investigation by superintendent, etc.
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| (1.1)
| Disciplinary actions by the superintendent
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| (1.2)
| Deadline for payment of a fine or costs
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| (1.3)
| Extension of deadline
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| (1.4)
| Method of giving notice
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| (1.5)
| Payment of fine or costs postponed pending appeal
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| (1.6)
| Failure to pay fine or costs
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| (1.7)
| Interest payable on unpaid fines and costs
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| (1.8)
| Fines and costs receivable by superintendent
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| (2)
| Privileged information
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| 376
| No new licence for one year after cancellation
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| 377(1)
| Exemption of holder
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| (2)
| Limitation on effect of subsection (1)
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| 378(1)
| May not offer compensation to prospect
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| (2)
| No commission if not a holder
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| (3)
| Certain agreements respecting premiums prohibited
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| (4)
| Rebates of premiums, etc., prohibited
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| (5)
| Exceptions
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| (6)
| Agents of fraternal societies
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| (7)
| Salaried officials, etc., acting without licence
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| (8)
| Exception
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| (9)
| Exception
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| (10)
| Head office employees
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| (11)
| Payment of commission restricted
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| (12)
| Twisting life insurance policies prohibited
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| (13)
| Offence to solicit cancellation of policy
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| 379
| Reciprocal arrangement respecting agents
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| 380(1)
| Licence as agent to transportation corporation
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| (2)
| Regulation by Lieutenant Governor in Council
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| SPECIAL INSURANCE BROKER'S LICENCE FOR BUSINESS WITH UNLICENSED INSURERS
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| 381(1)
| Special insurance broker's licence
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| (2)
| Application
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| (3)
| Issue of licence
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| (3.1)
| Term of licence
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| (4)
| Renewal
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| (5)
| Security required
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| (6)
| Suspending or cancelling a licence
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| (7)
| When suspension or cancellation is automatic
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| (8)
| Personal liability of special insurance broker
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| 382(1)
| Arranging insurance with unlicensed insurers
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| (2)
| Statement from insured required
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| (3)
| Return to superintendent
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| (4)
| Records of contracts with unlicensed insurers
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| (5)
| Inspection of records
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| (6)
| Monthly return
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| 383
| Release of security
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| 384
| Prohibition accepting contracts from agents
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| LICENCES OF INSURANCE ADJUSTERS
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| 385(1)
| Issuing licences
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| (2)
| Restriction on issue of licences
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| (3)
| Application for licence
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| (4)
| Issue of licence
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| (5)
| Requirements for adjuster's licence
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| (5.1)
| Liability insurance required
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| (6)
| Renewal
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| (6.1)
| Proof of liability insurance required on renewal
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| (7)
| Investigation by superintendent, etc.
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| (7.1)
| Application of subsections 375(1.2) to (1.8)
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| (8)
| Offence
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| (8.1)
| Failure to have liability insurance
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| (8.2)
| Notice to superintendent
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| (9)
| Persons to whom this section does not apply
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| 386(1)
| Prohibition against acting as assistant adjuster
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| (2)
| Application
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| (3)
| Issue of licence
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| (4)
| Issue of renewal licence
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| (5)
| Employment of assistant adjuster
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| (6)
| Transfer of services
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| (7)
| Suspension of licence on termination of employment
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| (8)
| Term of licence
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| (9)
| Investigation by superintendent
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| (9.1)
| Application of subsections 375(1.2) to (1.8)
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| 387(1)
| Solicitation for adjustment prohibited
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| (2)
| Exception
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| 388
| Disclosure of name of insurer
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| LICENSING APPEALS AND THE INSURANCE AGENTS' AND ADJUSTERS' LICENSING APPEAL BOARD
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| 389
| Definition of appeal board
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| 389.1(1)
| Co-ordinator of licensing appeals
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| (2)
| Appellant to notify co-ordinator
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| (3)
| Notification to contain details
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| (4)
| Duties of co-ordinator
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| (5)
| Method of notification
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| 389.2(1)
| Establishment of appeal board
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| (2)
| Membership of the board
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| (3)
| Composition of the board
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| (4)
| Chairperson
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| (5)
| Vice-chairperson
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| (6)
| Hearings by panels of the appeal board
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| (7)
| Constitution of panels
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| (8)
| Substitution of panel members
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| (9)
| Remuneration and expenses
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| (10)
| Oath
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| 389.3(1)
| Rules of procedure
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| (2)
| Quorum
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| (3)
| New hearing
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| (4)
| Representation by counsel
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| (5)
| Decision of board
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| (6)
| Extension of deadline
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| (7)
| Majority decision of appeal panel and voting
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| (8)
| Withdrawal of panel member
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| (9)
| Appeal hearing may proceed in absence of appellant
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| (10)
| Adjournment of hearings
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| (11)
| Written notification of decision
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| (12)
| Powers of board
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| (13)
| Withdrawal of appeal
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| (14)
| Expert witnesses
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| AGENTS, BROKERS AND ADJUSTERS GENERALLY
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| 390
| Effect of payments to agents
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| 391
| Holding out
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| 392(1)
| List published
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| (2)
| Personal liability of agent for unlawful contracts
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| 393
| Payments to agents a trust
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| 394
| Return of agents by insurer
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| 395(1)
| Appeal from decision of superintendent
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| (2)
| Appointment of designated person and regulations
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| (3)
| Reinstatement of suspended or cancelled licence
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| (4)
| Decision of designated person or appeal board
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| (5)
| Revocation of reinstatement
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| 396(1)
| Restrictions on licence
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| (2)
| Reprimand
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| (3)
| Reprimand, etc. to form part of records
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| (4)
| Removal of reprimands, suspensions or conditions
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| 396.1(1)
| Definitions
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| (2)
| Regulations establishing insurance councils
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| (3)
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| (4)
| Regulations re membership, powers, functions and duties of councils
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| (5)
| Delegation of powers
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| (6)
| Fees
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| (7)
| Specific powers and functions
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| (8)
| Regulations Act not applicable
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| (9)
| Rules require approval
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| (10)
| Appeals from licence refusal
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| (11)
| Review of decisions
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| 396.2
| Regulations
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| PART XVI
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| AMALGAMATION, TRANSFER AND REINSURANCE
|
| 397
| "Reinsurance" defined
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| 398
| Saving effect
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| 399(1)
| Transfer and reinsurance
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| (2)
| Reinsurance
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| 400
| Agreement for
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| 401(1)
| Petition for in case of life insurers
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| (2)
| Service of notice of hearing
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| (3)
| Fraternal society
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| (4)
| Inspection
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| 402
| Documents with application
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| 403
| Hearing of application
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| 404
| Recommendation of superintendent
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| 405
| Refusal of recommendation
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| 406
| Statutory novation on amalgamation, transfer or reinsurance under this Part
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| 407
| Transfer of contracts where insurer leaves Manitoba
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| 408
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| 409
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| PART XVII
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| OFFENCES AND PENALTIES
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| 410(1)
| Offences
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| (2)
| Penalties
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| (3)
| Additional fine
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| (4)
| Continuing offence
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| (5)
| Liability of directors and officers
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| (6)
| Order to comply
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| (7)
| Restitution
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| (8)
| Filing restitution order in Court of Queen's Bench
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| 411
| Time limit for prosecution
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| 412(1)
| Application for compliance order
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| (2)
| Compliance order
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| (3)
| Application by an insurance council
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